DIVERGE

Welcome to DIVERGE.

Our goal is to simplify the Digital Financial Experience of Cryptocurrency and Defi for the normal average person. This means smart tokens and token webs that can turn a single token into everything a normal every day person would need. We may not end up being that single token, but we certainly may be part of the process of creating it.

We build infrastructure that makes long term stable growth possible for the normal person, and to help build stability into the Defi and overall cryptocurrency asset class. We are NOT a diversified crypto index portfolio. Instead we aim to help build a broad interconnect web of decentralized distributed strategically diverse trading models for both investors, and everyday normal people. Think of it like the distributed network of houses listing on airbnb, or sharing their personal cars with lyft etc... This would be a web of individual traders and groups of traders who work together to build a diversified network of trading and investing that ensure that every investor has full control of their own investment at all time, and that all trading is done publicly and transparently 99% on-chain.

The easiest way to explain DIVERGE is that we work to active a divergence from existing assets. WE do this all on-chain and build models of scalability and security that anyone can follow every detail of their funds and value. We are also working with partner projects to evolve the crypto landscape to include new understandings of value, mirroring, and of course revocable custodial permissions that ensure that individuals always have direct ownership of their value at all times.

DIVERGE as a project is still in its infancy, and we intend to grow and evolve in the near future. Our focus and foundation currently is on the economics and infrastructural models, and doing testing on-chain. After we get a clear functional system, we will document that into a white paper and work towards a full launch. Anyone is welcome to get involved if you so are interested. Everyone should have a say in their money and we are working to help improve crypto governance structures which give every person equal say, vote, and involvement along with voting verification systems, as well as ensuring that large stakeholders also have dualistic control based on token votes to ensure that everyones funds are safe. Furthermore we are working to build the highest security standards including Revocable Custodial Permissions where Investors never loose direct ownership of their invested value itself.


What is DIVERGE?

The foundation of DIVERGE is that instead of just creating a tether or sync to an other token, we actually create tokens that generally relate to the base asset that is being attached to, but then allow gradual and strategic divergence from that base asset for the benefit of the normal person. For example if a Defi token is showily crashing, why would anyone want to loose all value unnecessarily. We can't guarantee anything, but we would try to automatically build buffers and stability into our tokens that would help stabilize and increase the trajectory of the original asset allowing it to DIVERGE from the original value for the benefit of the normal person who doesn't totally understand crypto and Defi. That is pretty much it.

Decentralized Model and ON-Chain security

To start we are focusing our efforts on using various Decentralized Exchanges where 90%+ of all assets can be secured verified and audited on-chain. Any funds that are not on-chain would be in an exchange which includes KYC verification and will be easily traceable. In the near term we will use decentralized verification systems, and be able to actively show exactly what is happening with all Assets in real-time. In the long term future, our goal is to help build the new investment funds based on revokable custodial permissions. This will ensure that not only do individuals know what their value is, with a click of a button they can actually turn any token directly into its root underling asset and never loose direct ownership of any asset, or root value of their asset, at anytime. But for now we are already ahead of the game by using Decentralized Exchanges and transparent view of all assets.

5 Types of DIVERGE Tokens include the Following:

DIVERGE Umbrella Tokens

DIVERGE Equity Tokens

  • Equity tokens typically start with very low values and build up overtime. We do burns as necessary to hold in long term value as the price increases.



DIVERGE Sub-Pool Tokens

  • Sub-Pool Tokens are internal tokens that allow anyone to invest in a specific type of Pool with any specific Base asset. For example instead of our Umbrella assets distributed and diversified, someone may want to ONLY diverge specifically from just Bitcoin, or just Ethereum. Also you can invest directly into a single strategy pool, and follow exactly what is going on with that particular sub-portfolio. To make this possible we use a web based infrastructure which will take time to build and make functional. In most crypto chains you must first get Umbrella Tokens before you can buy Sub-Pool Tokens. We can also create new sub-pools as needed for interested individuals, for example if you want access to a new Swap, or you want to add a specific coin you want to diverge from. It is important to note that Sub-Tokens focused on Strategy can be switched out overtime, so be sure to know what Sub-Pool Strategies you are going for and when those get updated. Some happen Monthly, some every 6 months, some even longer amounts of time. But eventually the liquidity will be reduce, but you will still have access to the Umbrella Token as needed and can always contact us if there are any problems.


DIVERGE BASE Tokens (Sub-Pools)

    • Value Bases:

      • ETH

      • BTC

      • USD

      • . . .


DIVERGE Strategy Tokens (Sub-Pools)

    • Strategies

      • Simple Volume & Charts

      • Automated

      • Staking

      • Futures

      • Cross Chain

      • . . .

    • To get the exact tokens for each of these and in various crypto chains, please see the List of Tokens by Chain.




VALUE DIVERGENCE

It is very important to understand the exact reasons why a token would DIVERGE in value from the base asset it is attached to. This includes both lower and higher than the attached asset, as both are possible. Here are various reasons why our tokens may be valued above or bellow the base attached asset.

Lower Value

  • Fees - Fees for transfers and expenses for trades, pooling, and other costs that are usually passed to the individual are included in all our calculations so that the individual doesn't have to deal with them. This can include as much as $20 for a single liquid pool, or 1%-2%+ slippage.

  • Our Liquidity Pools - When creating our tokens and making our tokens exchangeable, we have to put a certain amount of value aside for the liquid pool itself. It is recommended that individuals pool their assets after purchase, but it is not required unlike with many stake and yield farming institutions. Therefore the cost of the value in the liquidity pool must be factored in, and if that asset goes down in value relative to the base asset, then that would reduce the value. We try to leverage derivatives of the liquidity pool to help stabilize any volatility in the trading pool itself.

  • Business Cost - like any institution we have costs to run and do the work on behalf of the individual. We ourselves invest in our own tokens, and therefore have a built in incentive to keep costs as low as possible, and function as a social based organization, and are not-for-profit. Our value is put into our tokens, which our separate from our operational cost which insures that we focus on the tokens themselves for the benefit of all individuals who secure value in them, including ourselves.

Higher Value

  • Staking - Most of what we do is stake assets on behalf of the individual in liquidity pools and other high cost ethereum and other blockchain institutions that would limit individuals from doing many transactions. Therefore we can increase yields and value on behalf of the individual.

  • Hedging - If a base asset is dropping in value, we can simply hedge against that, like a derivative short, and simply allow the value of the token to stay stable instead of dropping.

  • Balancing - If there is large losses in one base asset, and large gains in an other, we do our best to re-balance our asset pools strategically for the benefit of everyone and every individual.

Both Lower & Higher Values:

  • Losses - When pooling, the value of the pooled asset could drop, which effect both assets in the pool. Therefore if values drop for one asset, the other asset may have not lost value, but in our calculations we must consider the pooled value.

  • Gains- When in a liquid pool we may only have half of the value in the base asset, therefore if the base asset goes way up in value, and the other asset in the liquid pool stay constant or goes down in value, then that can result in a lower value for our token relative to the base asset.

  • Batching - One of the main reasons that we created DIVERGE was because how expensive it can be to be able to do transaction on the Ethereum blockchain. To keep fees down to 1% of total liquid pooling, we try to keep our batches at around $1,000 minimum. Therefore changes between the batching can result in an inability to transfer value, and therefore end up with increased volatility in trading.

  • Volatility - since our tokens directly trade and anyone can trade at anytime, the volatility of the token can come into play, especially when there is low liquidity. If you are interested in doing a large trade, and there is NOT enough liquidity you can simply Contact US, and we an arrange a time to add liquidity for the trade if possible, or do a manual transfer based on the current value of the asset pool.


RISK Disclaimer

One of the main reasons we got into this work is that we have seen so many bad tokens that are simply organized and managed poorly. Our hope is to help create tokens that are much more stable, friendly and easy to use for the normal person, and functional for supporting stability in the broader cryptocurrency ecology. Nonetheless tokens and Defi are new and very risky. Everyone who puts money into them must be prepared for 100% losses. Even within a decentralized system, there can be specific pillars which if cut will result in loss of funds. We do our best to distribute and stabilize asset management for stability for that reason, but we ourselves could be a weak link in the larger chain of the token ecosystem. Therefore we always encourage everyone to diversify and never put any more than 10% of their value in a single institution, asset pool or class. This may not always be possible, but please do NOT invest any funds you are NOT prepared to loose, and certainly not more than 10% in any one location. Diversify, Diversify, Diversify. Link to More details about Digital Asset Risks.